Trustee and agency services that protect investors and enable seamless execution

Securitisation and structured finance require strong governance, dependable administration and coordinated counterparties, throughout the transaction lifecycle.

We serve as a trusted partner across Australia and New Zealand’s securitisation and structured finance markets, delivering impartial trustee services and trust management that protect investors’ interests and simplify administration, while supporting smooth market execution.

Acting as a vital bridge between issuers, investors and counterparties, we provide rigorous oversight, transparent reporting and efficient administration. Our role is to safeguard investors’ interests while enabling issuers to focus on growth.

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Trustee and security trustee services

Independent oversight, governance and protection of investor rights across securitisation and structured finance transactions.

Our role includes the following responsibilities:

• Acting as issuer / note trustee, representing investors and safeguarding their interests
• Maintaining and reconciling the trust bank accounts
• Managing the payment of expenses and distributions to noteholders and beneficiaries
• Holding an equitable assignment over the loan assets to secure trust obligations
• Providing independent oversight of trust structures and collateral assets
• Enforcing security interests and ensuring compliance with trust documentation
• Maintaining a register of security via Personal Property Securities Register (PPSR) registrations and associated filings
• Ensuring the safekeeping of all security documentation throughout the transaction lifecycle
• Managing amendments, releases and ongoing changes to security documentation as required
• Taking enforcement action when directed by the secured parties

Trust management services

We deliver comprehensive trust management and investor reporting services, ensuring transparency, accuracy and confidence for all stakeholders. From day-to-day administration through to advanced modelling and cashflow analysis, our team provides the governance and insight required to keep structured finance transactions running smoothly.

Trust management and investor reporting

• Day-to-day trust administration, including oversight of bank accounts, cashflows and distributions
• Covenant monitoring, reconciliations and allocation of payments in line with financing terms
• Accurate, timely and tailored investor reporting, distributed to finance parties, arrangers and rating agencies
• Ongoing liaison with rating agencies to support compliance and credit assessments

 Modelling and analytics

• Development of robust financial models to support transaction set-up and ongoing monitoring
• Preparation of key assumptions, including interest rates, repayment schedules and cashflows
• Continuous review of model outputs against performance to identify variances early

Cash flow oversight

• Detailed review of trust cashflows to ensure liquidity and stability
• Monitoring of payment waterfalls to ensure obligations to stakeholders are met
• Analysis of trust performance over time, supporting arrangers, issuers and investors with reliable insights

Regulatory reporting

• Reserve Bank of Australia (RBA) and European Securities and Markets Authority (ESMA) reporting services

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Your leading securitisation partner in Australia and New Zealand

Partner with IQ-EQ for independent trustee and trust management services that support compliant, efficient and scalable securitisation structures.

Speak to our experts about supporting your next securitisation or structured finance transaction.