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Legal and compliance

IQ-EQ, FNTC, Equitis, G10 and Sapia are the trading names of a group of companies that provide a full range of investors services, fund services, accounting and administration services, all held by IQ-EQ Group Holdings S.à r.l, a company incorporated under the laws of Luxembourg (the “IQ-EQ Group”). The companies within the IQ-EQ Group that provide the services in the listed jurisdictions, and under the supervision of the relevant regulators in the listed jurisdictions, are:

Barbados

IQ EQ Management (Barbados) Ltd.
CSP (Corporate and Trust Service Providers Act, 2015-12) registration No: 25 (This License remains valid effective from January 1, 2024 until December 31, 2024 unless suspended, revoked or surrendered.)
License issued:  November 10, 2023
License: Corporate Services
Registered office address: Whitepark, House, Whitepark Road, Bridgetown, Barbados
Regulated by the Director of the International Business of Barbados (DIB)

Belgium

IQ EQ Financial & Tax (Belgium) SCRL
Limited liability company
Incorporated on the 2nd of August 1989
Registered office at Avenue Louise 209a, Brussels

IQ EQ Holdings (Belgium) SA
Public limited liability company
Incorporated on the 20th of May 2008

Bermuda

IQ EQ Bermuda Limited
Incorporated in 21 March 1997
Registered office:  Williams House, 4th Floor, 20 Reid Street, Hamilton HM 11, Bermuda
Licensed by the Bermuda Monetary Authority under the Fund Administrator Provider Business Act 2019
Licensed by the Bermuda Monetary Authority under the Corporate Service Provider Business Act 2012

British Virgin Islands

SGG Management (BVI) Ltd.
License no. RCIIL03293
License issued:  December 3, 2013
License: To carry on trust business only
Registered office address: Sea Meadow House, P.O. Box 116, Road Town, Tortola VG 1110, British Virgin Islands
Regulated by the British Virgin Islands Financial Services Commission (FSC)

Luna Corporatum Ltd.
License no. RCIIIL34219
License issued:  November 1, 2019
License: To carry on the provision of directors and officers, and nominee shareholders, for Virgin Islands companies
Registered office address: Sea Meadow House, P.O. Box 116, Road Town, Tortola VG 1110, British Virgin Islands
Regulated by the British Virgin Islands Financial Services Commission (FSC)

 

 

Cayman Islands

IQ EQ Corporate Services (Cayman) Limited 
CIMA Registration No: 1470571
License issued: 8 August 2018
License: Company Manager
Registered office address: 3rd Floor Whitehall House, 238 North Church Street, George Town, Grand Cayman, Cayman Islands
Regulated by the Cayman Islands Monetary Authority (CIMA)
Visit https://www.cima.ky/ for more information.

IQ EQ Fund Services (Cayman) Limited
CIMA Registration No: 1210300
License Issued: 9 June 2015
License: Mutual Fund Administrator – Full
Registered office address: 3rd Floor Whitehall House, 238 North Church Street, George Town, Grand Cayman, Cayman Islands
Regulated by the Cayman Islands Monetary Authority (CIMA)
Visit https://www.cima.ky/ for more information.

IQ EQ Trust Services (Cayman) Limited
CIMA License No: 1845712
License Issued: 27 August 2024
License: Trust License
Registered office address: 3rd Floor Whitehall House, 238 North Church Street, George Town, Grand Cayman, Cayman Islands
Regulated by the Cayman Islands Monetary Authority (CIMA)
Visit https://www.cima.ky/ for more information.

Curaçao

IQ EQ Management (Curaçao) N.V.
CBCS registration No: 00083TRUSTRP
License issued:  February 22, 2021
License: Management Services
Registered office address: Kaya W.F.G. (Jombi) Mensing 36, Willemstad, Curaçao
Regulated by the Central Bank of Curaçao and St. Maarten (CBCS)

The following legal persons are considered by the Bank to provide management services under the responsibility of IQ EQ Management (Curaçao) N.V.

Antillean Management Corporation N.V.
BCS registration No: 00083TRUSTRP
License issued:  February 22, 2021
License: Management Services
Registered office address: Kaya W.F.G. (Jombi) Mensing 36, Willemstad, Curaçao
Regulated by the Central Bank of Curaçao and St. Maarten (CBCS)

Quorum Management Services N.V.
CBCS registration No: 00083TRUSTRP
License issued:  February 22, 2021
License: Management Services
Registered office address: Kaya W.F.G. (Jombi) Mensing 36, Willemstad, Curaçao
Regulated by the Central Bank of Curaçao and St. Maarten (CBCS)

Amphytryon Services N.V.
CBCS registration No: 00083TRUSTRP
License issued:  February 22, 2021
License: Management Services
Registered office address: Kaya W.F.G. (Jombi) Mensing 36, Willemstad, Curaçao
Regulated by the Central Bank of Curaçao and St. Maarten (CBCS)

IQ EQ Escrow & Trustee Services N.V.
CBCS registration No: 00083TRUSTRP
License issued:  February 22, 2021
License: Management Services
Registered office address: Kaya W.F.G. (Jombi) Mensing 36, Willemstad, Curaçao
Regulated by the Central Bank of Curaçao and St. Maarten (CBCS)

IQEQ (Curaçao) Custodian Foundation
CBCS registration No: 00083TRUSTRP
License issued:  February 22, 2021
License: Management Services
Registered office address: Kaya W.F.G. (Jombi) Mensing 36, Willemstad, Curaçao
Regulated by the Central Bank of Curaçao and St. Maarten (CBCS)

IQ EQ Fund Services (Curaçao) N.V.
CBCS registration No: 1020ADM
License issued:  May 13, 2019
License: Fund Administrator Services
Registered office address: Kaya W.F.G. (Jombi) Mensing 36, Willemstad, Curaçao
Regulated by the Central Bank of Curaçao and St. Maarten (CBCS)

Cyprus

IQ EQ (Cyprus) Limited
Incorporated in Cyprus
Registered Office Address: 20, Spyrou Kyprianou, Chapo Central, 3rd Floor, P.C.1075, Nicosia, Cyprus
Registration Number: HE 86422
Regulated by the Cyprus Securities and Exchange Commission

France

IQ EQ Management

IQ EQ Management, a simplified joint stock company (société par action simplifiée), having its registered office at 92 Avenue de Wagram, 75017 Paris, France, registered with the Paris Trade and Companies’ register under the number 431 252 121. IQ EQ is regulated by the Autorité des Marchés Financiers (“AMF”), the French capital markets authority, under number GP02023.

Traitement des réclamations

IQ-EQ a établi et maintient une procédure opérationnelle en vue du traitement rapide et efficace des réclamations adressées par ses clients. Toute réclamation peut être transmise à IQ-EQ, 92 avenue de Wagram, 75017 Paris, France ou à l’adresse mail suivante : france@iqeq.com ou en appelant le +33 (0)1 56 88 16 16. La société accusera réception de la réclamation dans le délai de cinq jours ouvrables maximum à compter de la réception de la réclamation, sauf si la réponse elle-même est apportée au client dans ce délai. Sauf survenance de circonstances particulières dûment justifiées, elle apportera une réponse au client dans les trente jours suivant la date d’envoi de la réclamation. En cas de désaccord persistant, le client pourra prendre contact avec un médiateur.

Le médiateur de l’AMF est compétent sur la commercialisation de produits financiers. Les coordonnées du médiateur de l’AMF sont les suivantes : Autorité des marchés financiers, Médiateur de l’AMF, 17 place de la Bourse 75082 Paris cedex 02. Le formulaire de demande de médiation auprès de l’AMF ainsi que la charte de la médiation sont disponibles sur le site http://www.amf-france.org.

L’Ordre des Experts-Comptables de la Région Ile-de-France dispose d’une Commission Résolution des litiges qui assure la médiation. Elle peut être contactée à l’adresse mail suivante : conciliation@oec-paris.fr

Guernsey

IQ EQ (Guernsey) Limited
Incorporated in Guernsey Number: 26297
Registered office: Fourth Floor, Plaza House, Admiral Park, St Peter Port, Guernsey, GY1 2HU
Licenced by the Guernsey Financial Services Commission under the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc. (Bailiwick of Guernsey) Law 2020.
Visit www.gfsc.gg for more information

Provident Financial Services Limited
Incorporated in Guernsey Number: 42420
Registered office: Fourth Floor, Plaza House, Admiral Park, St Peter Port, Guernsey, GY1 2HU
Licenced by the Guernsey Financial Services Commission under the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc. (Bailiwick of Guernsey) Law 2020.
Visit www.gfsc.gg for more information

IQ EQ Fund Services (Guernsey) Limited
Incorporated in Guernsey Number: 54757
Registered office: Fourth Floor, Plaza House, Admiral Park, St Peter Port, Guernsey, GY1 2HU
Licenced by the Guernsey Financial Services Commission to carry on Controlled Investment Business under The Protection of Investors (Bailiwick of Guernsey) Law, 2020 and the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc. (Bailiwick of Guernsey) Law 2020.
Visit www.gfsc.gg for more information

Hong Kong

IQ EQ Consultants (HK) Limited
Company number:  1893269
Registered Office: Wing On Centre, Unit 605-07 6/F, 111 Connaught Rd Central, Sheung Wan, Hong Kong

IQ EQ Corporate Services (HK) Limited
Company number: 0787534
Registered Office: Wing On Centre, Unit 605-07 6/F, 111 Connaught Rd Central, Sheung Wan, Hong Kong

IQ EQ Fund Services (HK)  Limited
Company number: 1263157
Registered Office: Wing On Centre, Unit 605-07 6/F, 111 Connaught Rd Central, Sheung Wan, Hong Kong

IQ EQ Services (HK) Limited
Company number: 2086712
Registered Office: Wing On Centre, Unit 605-07 6/F, 111 Connaught Rd Central, Sheung Wan, Hong Kong

IQ EQ Regulatory Compliance (HK) Limited
Company number: 34387725
Registered Office: Wing On Centre, Unit 604-08 6/F, 111 Connaught Rd Central, Sheung Wan, Hong Kong

IQ EQ Compliance Training (HK) Limited
Company number: 65230323
Registered Office: Wing On Centre, Unit 604-08 6/F, 111 Connaught Rd Central, Sheung Wan, Hong Kong

India

IQ EQ India IFSC Services Private Limited
IQ EQ India IFSC Services Private Limited (the “Company”) is a private company limited by shares incorporated in India on July 3, 2023.
The Company holds an authorisation issued by the International Financial Services Centres Authority (IFSCA) in terms of IFSCA’s Ancillary Services Framework and its main activities are Administration services and Compliance & Secretarial Services.

The Company forms part of IQ EQ Group and is wholly owned by IQ EQ Fund Administration Services (India) Private Limited and its registered office address is GB-08, Pragya Accelerator, Block-15, Zone-1,GIFT SEZ, Gift City, Gandhi Nagar, Gandhinagar, Gujarat, India, 382355.

Regulated by the International Financial Services Centres Authority.

Ireland

IQ EQ Fund Management (Ireland) Limited
Incorporated in Ireland: 148223
Registered Office: 5th Floor, 76 Sir John Rogerson’s Quay, Dublin Docklands, Dublin, DO2 C9D0
E: iqeqfundmanagement@iqeq.com
W: iqeq.com
Directors: Tom Berrigan, Brenda Buckley, Paul Giblin, Mary O’Connor, Paul O’Shea, Edward Ward

POLICY DOCUMENTS

Isle of Man

First National Trustee Company Limited
Incorporated in the Isle of Man Number 037018C
Registered office: First Names House, Victoria Road, Douglas, Isle of Man, IM2 4DF
Licensed by the Isle of Man Financial Services Authority

FNTC (Finance) Limited
Incorporated in the Isle of Man Number 090852C
Registered office: First Names House, Victoria Road, Douglas, Isle of Man, IM2 4DF
Authorised and regulated by the Financial Conduct Authority

IQ EQ (Isle of Man) Limited
Incorporated in the Isle of Man Number: 016764V
Registered office: First Names House, Victoria Road, Douglas, Isle of Man, IM2 4DF
Licensed by the Isle of Man Financial Services Authority

Japan

IQ EQ (Japan) Inc
Company number: 4010001111601
Registered Office: Ark Hills Sengokuyama Mori Tower 2603, 9-1, Roppongi 1-chome, Minato-ku, Tokyo 106-0032

IQ EQ Consultants KK (Japan)
Company number:
Registered Office: 2603 ARK Hills, Sengokuyama Mori Tower, 9-10 Roppongi 1-Chrome, Minato-ku, Tokyo, 106-0032, Japan

Jersey

IQ EQ (Jersey) Limited
Incorporated in Jersey
Registered office: 2nd Floor, Gaspé House, 66-72 Esplanade, St Helier, Jersey, JE1 1GH (registered number 49312)
Regulated by the Jersey Financial Services Commission under the Financial Services (Jersey) Law 1998 for the conduct of Trust Company Business.
Further information relating to the regulated status of the company can be found by visiting the JFSC website: www.jerseyfsc.org

IQ EQ Fund Services (Jersey) Limited
Incorporated in Jersey
Registered office: 2nd Floor, Gaspé House, 66-72 Esplanade, St Helier, Jersey, JE1 1GH (registered number 65587)
Regulated by the Jersey Financial Services Commission under the Financial Services (Jersey) Law 1998 for the conduct of Trust Company and Fund Services Business.
Further information relating to the regulated status of the company can be found by visiting the JFSC website: www.jerseyfsc.org

Luxembourg

IQ EQ (Luxembourg) S.A.
Incorporated in Luxembourg
Registered with the RCS Luxembourg Number: B.65906
Registered office: 412F, route d’Esch L-1471 Luxembourg

IQ EQ Depositary Services (Luxembourg) S.A.
Incorporated in Luxembourg
Registered with the RCS Luxembourg Number: B.197789
Registered office: 412F, route d’Esch L-1471 Luxembourg

IQ EQ Fund Management (Luxembourg)  S.A.
Registered office:  412F route d’Esch L-1471 Luxembourg Grand Duchy of Luxembourg
R.C.S. nr.: B201329
Supervised by Commission de Surveillance du Secteur Financier

Mauritius

IQ EQ Corporate Services (Mauritius) Ltd
IQ EQ Corporate Services (Mauritius) Ltd (the “Company”) is a private company limited by shares incorporated in Mauritius on 21 August 1985.
The Company holds a Management Licence issued by the Financial Services Commission under section 77 of the Financial Services Act 2007 and its main activity is to set up, administer, manage, and provide nominee and other services to IQ-EQ clients.
The Company forms part of IQ EQ Group and is wholly owned by IQ EQ Mauritius Holdings S.à r.l. and its registered office address is 33, Edith Cavell Street, Port louis, 11324 Mauritius.
Regulated by the Financial Services Commission

IQ EQ Trustees (Mauritius) Ltd
IQ EQ Trustees (Mauritius) Ltd (the “Company”) is a private company limited by shares incorporated in Mauritius on 2 June 2000.
The Company holds a Management Licence issued by the Financial Services Commission under section 77 of the Financial Services Act 2007 to act as corporate trustee or qualified trustee.
The Company forms part of IQEQ Group and is wholly owned by IQ EQ Mauritius Holdings S.à r.l. and its registered office address is 33, Edith Cavell Street, Port louis, 11324 Mauritius.
Regulated by the Financial Services Commission

IQ EQ Fund Services (Mauritius) Ltd
IQ EQ Fund Services (Mauritius) Ltd (the “Company”) is a private company limited by shares incorporated in Mauritius on 14 July 2005.
The Company holds a Management Licence issued by the Financial Services Commission under section 77 of the Financial Services Act 2007 and its main activity is to set up, administer, manage, and provide nominee and other services to IQ-EQ clients.
The Company forms part of IQ EQ Group and is wholly owned by IQ EQ Mauritius Holdings
S.à r.l. and its registered office address is 33, Edith Cavell Street, Port louis, Mauritius.
Regulated by the Financial Services Commission

IQ EQ Investment Advisors (Mauritius) Ltd
IQ EQ Investment Advisors (Mauritius) Ltd (the “Company”) is a private company limited by shares incorporated in Mauritius on 18 October 2010.
The Company holds an Investment Adviser (Unrestricted) Licence and a CIS Manager Licence issued by the Financial Services Commission and its main activity is to advise and manage the portfolio of securities of Collective Investment Schemes, Institutional and high net worth clients.

The Company forms part of IQ EQ Group and is wholly owned by IQ EQ Mauritius Holdings S.à r.l. and its registered office address is 33, Edith Cavell Street, Port louis, Mauritius.
Regulated by the Financial Services Commission

Philippines

IQ EQ (Philippines) Inc.
Incorporated in  9 March 2015
Registered Office: Cyberscape Beta & Gamma, Topaz &Ruby Roads, Pasig City

Shanghai

IQ EQ (China) Services Co., Ltd.
Company number: 91310115MA1K4REL34
Registered Office: Room 2955, 479 Lujiazui Ring Road, China (Shanghai) Pilot Free Trade Zone

Singapore

IQ EQ Fund Services (Singapore) PTE. LTD.
Company number: 200815617D
Registered Office: 9 Raffles Pl, #27-00 Republic Plaza, Singapore 048619

IQ EQ Trustees (Singapore) Pte. Ltd
Company number: 200619520D
Registered Office: 9 Raffles Pl, #27-00 Republic Plaza, Singapore 048619

IQ EQ Corporate Services (Singapore) Pte Ltd
Company number: 199403151R
Registered Office: 9 Raffles Pl, #27-00 Republic Plaza, Singapore 048619

IQ EQ Consultants (Singapore) Pte. Ltd.
Company number: 199401444G
Registered Office: 9 Raffles Pl, #27-00 Republic Plaza, Singapore 048619

IQ EQ Compliance Holdings (Singapore) Pte. Ltd.
Company number: 202015855D
Registered Office: 9 Raffles Pl, #27-00 Republic Plaza, Singapore 048619

IQ EQ Compliance Consulting (Singapore) Pte. Ltd.
Company number: 200304260Z
Registered Office: 9 Raffles Pl, #27-00 Republic Plaza, Singapore 048619

IQ EQ Regulatory Compliance (Singapore) Pte. Ltd.
Company number: 201307760G
Registered Office: 9 Raffles Pl, #27-00 Republic Plaza, Singapore 048619

The Netherlands

IQ EQ Netherlands N.V.
Registered with the Chamber of Commerce Number: 33263803.
Registered office: Hoogoorddreef 15, 1101 BA, Amsterdam, Netherlands
Regulated by The Dutch Central Bank

IQ EQ Fiduciary Services B.V.
Registered with the Chamber of Commerce Number: 33272809
Registered office: Hoogoorddreef 15, 1101 BA Amsterdam, Netherlands
Regulated by the Dutch Central Bank

IQ EQ Custody B.V.
Registered with the Chamber of Commerce Number: 33143523
Registered office: Hoogoorddreef 15, 1101 BA Amsterdam, Netherlands
Regulated by the Dutch Central Bank

IQ EQ Structured Finance B.V.
Registered with the Chamber of Commerce Number: 33075510
Registered office: Hoogoorddreef 15, 1101 BA Amsterdam, Netherlands
Regulated by the Dutch Central Bank

IQ EQ Management (Netherlands) B.V.
Registered with the Chamber of Commerce Number: 33274430
Registered office: Hoogoorddreef 15, 1101 BA Amsterdam, Netherlands
Regulated by the Dutch Central Bank

Karamea B.V.
Registered with the Chamber of Commerce Number: 27223479
Registered office: Hoogoorddreef 15, 1101 BA Amsterdam, Netherlands
Regulated by the Dutch Central Bank

Bomex B.V.
Registered with the Chamber of Commerce Number: 24278780
Registered office: Hoogoorddreef 15, 1101 BA Amsterdam, Netherlands
Regulated by the Dutch Central Bank

IQ EQ Depositary B.V.
Registered with the Chamber of Commerce, Amsterdam Number: 59062576
Registered office: Hoogoorddreef 15, 1101 BA, Amsterdam, Netherlands
Regulated by Dutch Authority for the Financial Markets (AFM)

Stichting Beleggingsonderneming IQ-EQ Giro
Registered with the Chamber of Commerce Number: 34110841
Registered office: Hoogoorddreef 15, 1101 BA Amsterdam, Netherlands
Regulated by the AFM

United Arab Emirates

IQ EQ (DIFC) Global Services Limited
IQ EQ (DIFC) Global Services Limited (the “Company”) is a private company limited by shares incorporated in Dubai, United Arab Emirates on 21 February 2023.
The Company is registered as DNFBP in Dubai International Financial Centre (‘’DIFC’’) under the Companies Law, DIFC Law No.5 of 2018 and its main activities are Corporate Service Provider, Compliance & Risk Management, Tax Consultancy, Accounting & Bookkeeping and Management Consultancies.

The Company forms part of IQ EQ Group and is wholly owned by IQ EQ Group Participations S.à r.l . Its registered office address is Unit 520, Level 5, Index Tower, Dubai International Financial Centre, United Arab Emirates.
Regulated by the Dubai Financial Services Authority

IQ EQ (DIFC) Fund Services Limited
IQ EQ (DIFC) Fund Services Limited (the “Company”) is a private company limited by shares incorporated in Dubai, United Arab Emirates on 17 May 2024.

The Company is registered in Dubai International Financial Centre (‘’DIFC’’) under the Companies Law, DIFC Law No.5 of 2018 and its main activity is providing Fund Administration.

The Company forms part of IQ EQ Group and is wholly owned by IQ EQ Group Participations S.à r.l. Its registered office address is Unit 520, Level 5, Index Tower, Dubai International Financial Centre, United Arab Emirates.

Regulated by the Dubai Financial Services Authority

IQ EQ Middle East Services Limited
IQ EQ Middle East Services Limited (the “Company”) is a private company limited by shares incorporated in Abu Dhabi, United Arab Emirates on 07 September 2023.

The Company is registered with the Abu Dhabi Global Market (‘’ADGM’’) pursuant to Abu Dhabi Global Market Companies Regulations 2020 as amended and its main activities is acting as administrator of a Collective Investment Fund.

The Company forms part of IQ EQ Group and is wholly owned by IQ EQ Group Participations S.à r.l. Its registered office address is Cloud Suite # 206, 15, Al Sarab Tower, Abu Dhabi Global Market Square, Al Maryah Island, Abu Dhabi, United Arab Emirates.

Regulated by the Financial Services Regulatory Authority

United Kingdom

IQ EQ HOSTING (UK) LIMITED
Incorporated in United Kingdom
Company Number: 15534453
Registered office: 4th Floor, 3 More London Riverside London, London, SE1 2AQ, United Kingdom

Sapia Partners LLP
Incorporated in the UK. Company number OC354934
Registered office: 3 More London Riverside, London, SE1 2AQ, United Kingdom. Sapia Partners LLP is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 550103

DISCLOSURES

G10 Capital Limited
Incorporated in the UK. Company number 09224491
Registered office: 3 More London Riverside, London, SE1 2AQ, United Kingdom. G10 Capital Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 648953)

DISCLOSURES

IQ EQ Depositary Company (UK) Limited
Incorporated in the UK. Company Number: 5830789
Registered office: 3 More London Riverside, London, SE1 2AQ, United Kingdom. IQ EQ Depositary Company (UK) Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 481843)

Disclaimer

The “Website” means this website, any pages thereof, all information and materials contained on the Website, as published by IQ-EQ Holdings S.A. (“IQ-EQ”), established in Luxembourg 412F Route d’Esch L-2086 Luxembourg, including all or any of its affiliates.

Unless expressly waived in writing by IQ-EQ, the Disclaimer stated herein apply to all written materials prepared, provided and published by IQ-EQ, including but not limited to documents, presentations, legal updates, reports, text, photo’s, illustrations, graphs, logos, trade and services brands, that are provided by IQ-EQ for information purposes.

These documents do not constitute an offer, invitation or inducement to contract and it is expressly stated that the information contained therein does not constitute legal, privacy, tax, regulatory, accounting, banking, investment or other professional advice. IQ-EQ prepares these documents based on the information available to IQ-EQ at the material time and IQ-EQ does not warrant that the materials or information contained therein will be error-free, accurate, complete, non-infringing, or will meet any particular criteria of performance or quality. The information published and opinions expressed on this Website are for personal use and solely for  information purposes and are subject to change without notice.

While IQ-EQ has taken all reasonable steps to ensure the accuracy and completeness of the content of this Website, no warranty and no representation either expressed or implied are made that the information and opinions expressed on the Website are accurate, complete or up to date. While we have taken reasonable steps to ensure the accuracy, correctness and completeness of the information contained in this Website, information is provided on an “as is”, “as available” basis and  IQ-EQ shall not be obliged to remove any outdated information from the Website or to expressly mark it as being outdated.

By accessing, visiting or using this Website and any pages thereof, you, personally and on behalf of the legal entity of which you are a representative, an agent or an employee when acting in such a capacity, acknowledge your agreement with and understanding of the following terms of use and legal information pertaining to both this Website and any material on it. Any special agreements with respect to individual services or products shall be complementary to this Disclaimer, although in the event of any conflict, the provisions contained in any such special agreements shall prevail. If you do not agree to the Disclaimer below, do not access this Website or any pages thereof or any written materials prepared and/or provided by IQ-EQ (when appropriate). IQ-EQ may modify the content of the Website and this Disclaimer at any time, with immediate effect and without prior notice.

No advice

The materials in this Website are for general information purposes only and do not constitute legal, tax or investment advice or any professional advice. To the extent permitted by law, IQ-EQ (and any of the companies in IQ-EQ) accepts no liability for the information in this Website.

Exclusion of liability

Any and all liability for any loss or damage of any kind, including direct, indirect, special, incidental or consequential damages, losses or expenses which might be incurred through the use of, or access to the Website or that might arise from reliance on or use of the information contained in the website  (or by any inaccuracy in or omission from such materials) and IQ-EQ does not make any warranty or representations of any kind as to the accuracy, adequacy or completeness of such information whether express or implied. There is no guarantee of a faultless and/or uninterrupted functioning of the Website.

Intellectual Property Rights

All images on the Website, including text, photo’s, illustrations, graphs, logos, trade and services brands, are fully owned or under license of one or more companies of IQ-EQ and are protected by copyright, trademark rights and other intellectual property rights. The intellectual property right is never transferred or licensed to the (legal) entity that has access to the Website.

Unless specifically prohibited by a notice published on any part of the Website, this information and materials may be displayed and printed but only exclusively for your personal, non-commercial use and provided that you do not remove any intellectual property right or other notices therein.

All other use is strictly prohibited. The user of the Website is not authorised to transmit, reproduce or sell this information and materials in whatever form and by whatever means without the express prior written consent of IQ-EQ.

Third-party websites

Electronic links to this site are prohibited without the prior written consent of IQ-EQ. Such consent should be sought by contacting the Digital Marketing Department on news@iqeq.com.

Some links on the Website lead to third-party websites, such links within our Website are for ease of browsing only and are completely beyond control of IQ-EQ. IQ-EQ has not and will not review these websites, neither does IQ-EQ endorse or recommend  or otherwise approve of any information or statements appearing in such linked websites. IQ-EQ declines any liability for any information or materials posted on any of the sites linked to this Website. Users of our Website accessing third-party websites do so at their own risk.

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Please read our Cookie Policy and Privacy Notice.

Governing Law and Jurisdiction

Your access to, visit of and use of the Website, and the present Disclaimer are governed by and shall be construed in accordance with the laws of Luxembourg. The Courts of Luxembourg shall have exclusive jurisdiction over any dispute relating thereto, without prejudice to IQ-EQ making choice of any other court having jurisdiction on such a dispute under any applicable law.

Working with IQ-EQ has been seamless – you and your team understand our business, advise us appropriately, and handle your side of our collective partnership so that we can focus on making good investment decisions. Evan Gibson SVP, Merchants Capital

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