Loan Administration

The administration of multi-party loans is time consuming and complex – we can ease that burden.   Our experienced professionals provide support throughout the lifecycle of your loans – from origination through to settlement.  We work closely with both lenders and borrowers to ensure our technology-enhanced solutions are tailored to your loan needs.

Our proven track record and regulatory understanding ensures that we deliver an efficient, timely and transparent outsourced solution that allows lenders and investors to focus on the sourcing and management of lending opportunities.  Our experts have banking, asset management and servicing backgrounds and have supported all aspects of loan delivery across the full spectrum of lending – secured/unsecured, private/public, leveraged, bilateral, club or syndicated.  We can act as an independent facility agent, security agent, collateral agent, cash manager and trustee.

Get in touch with our team today

We have partnered with Allvue to ensure our processes are technology enabled.  We work hard to ensure we provide best-in-class automated support to critical elements in the loan lifecycle; such as the automation of covenant monitoring and reporting.

Our solution is agile – you can select from some or all of our loan administration services.

Loan on-boarding

  • Uploading the loan information to the Allvue system together with all borrower static data and all lender information together with specific limits for each lender
  • Extracting relevant loan conditions from loan agreements and saving within the Allvue system
  • Extracting loan events and triggers and ensuring contemplated in all process workflows
  • Assist with borrower/investor AML/KYC collation through our MaxComply solution

Loan administration

  • Maintaining the loan information on the Allvue system and in calculating interest and principle due
  • Issuing any interest rate amendments to clients and billing remittances
  • Dealing with any borrower amendments to the Allvue system and any ad hoc queries in relation to information pertaining to the loans

Banking administration

  • Setting up bank accounts as required and set-out in the facility agreements
  • Arranging for the relevant charges to be placed over the relevant bank accounts
  • Collating all KYC and AML requirements for each of the specific banks and arranging for all bank account and client take on information to be completed and scanned

Cash management

  • Monitoring of all cash movements, including confirming receipt of payments and performing cash reconciliation and reporting
  • Reviewing priority of payments or any waterfall requirements as set out in the facility agreement and build into the system
  • Ensuring the complexities of these waterfalls are maintained in the system

Covenant monitoring/reporting and insurance

  • Monitoring of all cash movements, including confirming receipt of payments and performing cash reconciliation and reporting
  • Reviewing priority of payments or any waterfall requirements as set out in the facility agreement and build into the Allvue system
  • Ensuring the complexities of these waterfalls are maintained in the Allvue system

Reporting

  • Compiling the agreed set of reports as outlined in the facility agreement or as agreed between parties at closing based on the frequency of the payment cycle

Relationship management

  • Dealing with the day-to-day requirements of the borrowers and lenders
  • Seeking requisite reporting from borrower in relation to the covenants set out in the loan
  • Dealing with any requests for further drawdowns or amendments from the borrower
  • Dealing with all requests from lender, add additional lenders, removal of lenders and ad hoc reporting Dealing with lenders and borrowers if arrears present or loans need to be restructured or refinanced prior to maturity

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