Interested in joining our team?
We are always on the lookout for passionate people that possess IQ and EQ to join our growing team.
Looking into a securitization transaction? Whether you’re an issuer, adviser, or investor, you can benefit from expert advice on the entire securitization process, from deal conception and advisory to pricing and closing.
We can support you with:
- Banking services
- Calculation agent
- Company, SPV and structure formation
- Provide independent shareholder structure for orphan SPVs
- Advisory and structuring services
- Project management
- Corporate secretarial services
- Financial accounting and reporting
- Regulatory, tax and investor reporting
- Trustee agency and coordination services
With you every step of the way
Whether you’re looking into smaller private or warehouse transactions or more complex multi-tranche, multi-currency benchmarks or SRT transactions, we offer a range of advisory and structuring services, transactional support, and accounting services to support your securitization transactions.
Asset-backed security
With a wealth of experience across a diverse range of asset-backed securities (ABS), including but not limited to the major asset classes such as auto, consumer, equipment and credit card receivables, we also have deep expertise in commercial mortgage-backed securities (CMBS), insurance-linked securities (ILS), and residential mortgage-backed securities (RMBS) – you can rest assured our team of experts will provide supportive solutions that meet your unique needs.
- One dedicated team
- Unrivalled technical expertise
- Committed service delivery
With specialist sector knowledge, our team has a proven track record supporting a range of different clients, including financial institutions, corporates, sovereigns, debt and asset managers, and funds. Thanks to our global network of professionals, we can collaborate with colleagues all over the world to deliver high-quality results that align with your specific goals.
Supporting the entire value chain, our services can help you seamlessly manage securitization finance with ease, striving for clear, straightforward communication that keeps you informed and empowered throughout the securitization process.
Contact us today to learn more about our tailored services and discover how we can help you achieve securitization and structured finance success.
Securitization FAQs
What is securitisation?
Securitization is the process of combining similar financial assets, such as loans or mortgages, into a single group. By doing so, investors can purchase securities representing a share of the entire group, rather than owning an individual loan or mortgage. These securities allow investors to earn income from the interest and payments made by the original borrowers.
How does securitisation work?
- A company has a group of financial assets that it wants to sell as a separate entity, such as a special-purpose vehicle (SPV)
- The SPV and financial assets are bundled into something called a security, which is essentially a share in the group of assets
- Investors can buy these securities and receive a regular return on their investment
- The company that originally held the assets continues to collect loan/asset re-payments from the borrowers and transfers the repayments to the SPV or trustee, and ultimately distributes these payments to the investors
The asset group is often divided into different sections, based on similar characteristics like interest rates. Investors should know the contents of each security and the level of risk involved before they invest.
Who benefits from securitisation?
Securitization comes with a variety of benefits for different stakeholders, these benefits include:
- Using securities as collateral – companies with high-quality assets can use their securities as collateral, allowing them to borrow money at lower interest rates and therefore reducing their borrowing costs
- Investors can earn an income – securities represent a share in an asset bundle, which means investors can earn an income from the interest and payments made by the original borrowers
- Lender benefits – securitization offers lender-specific benefits such as increased liquidity, risk management, and access to capital markets. It allows lenders to offer more diverse investments, allowing them to expand their customer base
- Borrower benefits – securitization allows borrowers to benefit from lower interest rates and improved access to credit
- Further, securitization can be used to manage the balance sheet in terms of capital requirements and risk, i.e. by using means of synthetic risk transfer or full stack securitizations