{"id":498,"date":"2023-03-02T14:14:10","date_gmt":"2023-03-02T14:14:10","guid":{"rendered":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/"},"modified":"2024-08-16T13:12:58","modified_gmt":"2024-08-16T13:12:58","slug":"will-esg-fund-labelling-requirements-kill-sfdr","status":"publish","type":"post","link":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/","title":{"rendered":"Will ESG fund labelling requirements kill SFDR?"},"content":{"rendered":"<section class=\"text-block standard-spacing  \">    <div class=\"container fade-in\">\n        <p>The EU\u2019s\u00a0<strong>Sustainable Finance Disclosure Regulation<\/strong>\u00a0(SFDR), which has been in place for about two years, has created notable gaps in understanding and compliance that ESMA is still struggling to fill. The regulator hosted a\u00a0<a href=\"https:\/\/www.esma.europa.eu\/sites\/default\/files\/2023-01\/ESMA34-472-405%20Presentation_%20Public%20hearing%20CP%20on%20Funds%27%20names.pdf\">public hearing<\/a>\u00a0in late January 2023 to discuss fund labelling proposals designed to prevent greenwashing and protect investors from funds misrepresented as supporting ESG initiatives.<\/p>\n<p>ESMA\u2019s consultation period on fund naming guidelines concluded on 20 Feb 2023 and has already generated a significant amount of reaction from the industry, who warn that overly strict guidelines could undermine the intent of the regulation.<\/p>\n<p>Indeed, funds are still struggling to appropriately adhere to\u00a0<a href=\"https:\/\/iqeq.com\/insights\/sfdr-latest-updates-how-good-good-enough\">SFDR updates<\/a>\u00a0that took effect in January 2023. According to\u00a0<a href=\"https:\/\/www.esma.europa.eu\/sites\/default\/files\/2023-01\/ESMA34-472-405%20Presentation_%20Public%20hearing%20CP%20on%20Funds%27%20names.pdf\">ESMA\u2019s analysis<\/a>\u00a0of nearly 30,000 EU-domiciled funds, an estimated 14%\u2014or around 4,000 funds\u2014use at least one ESG or sustainability-related word in the fund name. Asset managers use fund names as a marketing tool, and ESMA\u2019s fears about the growing risk of greenwashing seemed supported by the 534 Article 6 funds with fund names that suggested ESG or sustainable investments.<\/p>\n<h2>What is SFDR and what are the proposed changes?<\/h2>\n<p>Broadly, SFDR is a disclosure requirement for funds relating to their sustainable investments. Under the regulation, a fund can be classified as belonging to one of three categories: Article 6 (no ESG\/sustainability investments), Article 8 (some ESG\/sustainability characteristics), or Article 9 (clear ESG\/sustainability objectives).<\/p>\n<p>Currently, there is no minimum proportion of ESG investments specified for Article 8 funds. But the recent\u00a0<a href=\"https:\/\/www.esma.europa.eu\/sites\/default\/files\/library\/esma34-472-373_guidelines_on_funds_names.pdf\">consultation paper<\/a>\u00a0proposes stricter guidelines, including:<\/p>\n<ul>\n<li>Minimum safeguards (exclusions) based on Paris-aligned benchmarks for all funds using ESG and sustainability terms in the name<\/li>\n<li>80% investment threshold (in terms of environmental or social characteristics or sustainable investment objectives) for funds with ESG and related terms in the name<\/li>\n<li>Additional 50% threshold (sustainable investments as defined by Article 2(17) of SFDR) for funds named using sustainability-related terms<\/li>\n<li>Specific funds (index and impact funds) included<\/li>\n<li>Transitional period of six months for existing funds<\/li>\n<\/ul>\n<h2>The widespread impact of proposed fund labelling rules<\/h2>\n<p>The proposed thresholds would potentially impact an estimated 2,730 funds currently disclosing under Article 8 SFDR.\u00a0<strong>Adding to the confusion is the retroactive requirement issued in May 2022 for pre-SFDR Article 8\/9 funds to adhere to SFDR\u2019s website and periodic disclosures<\/strong>. The precedent of applying current wisdom to previous periods has made fundraising more difficult for many fund managers already, and those disclosing under Article 8 may soon have an even greater barrier.<\/p>\n<p>Among the benefits cited by the EU regulator are easily understood thresholds, upholding standards to meet investor expectations, and minimising the perception of \u2018downgrading\u2019 funds\u2019 disclosures from Article 9 to Article 8 by reinforcing consumer confidence in Article 8 funds.<\/p>\n<p>The outcomes of this most recent consultation period are expected in Q3 2023, with a proposed six-month transition period after the three-month period from when the guidelines have been published.<\/p>\n<p><strong>If you need help navigating SFDR in any form\u2014today\u2019s or tomorrow\u2019s\u2014<\/strong><a href=\"https:\/\/iqeq.com\/iq-eq-compass-esg\"><strong>contact our team today<\/strong><\/a><strong>. We are experts at helping firms navigate regulatory complexity in record time.<\/strong><\/p>\n            <\/div>\n<\/section>\n\n    <section class=\"related-section related-section--people related-section--centered standard-spacing\">\n        <div class=\"container\">\n                            <h2>Contact the team<\/h2>\n                        <div class=\"cards row-load\">\n                    <div class=\"person-card\">\n                    <div class=\"bg-img lozad normal\">\n                <img width=\"290\" height=\"192\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" data-src=\"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/2023\/04\/Sarmad-Naim-Grey-BG_0-290x192.jpg\" \/>            <\/div>\n            <div class=\"bg-img lozad hover\">\n                <img width=\"290\" height=\"192\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" data-src=\"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/2023\/04\/Sarmad-Naim-Green-BG-290x192.jpg\" \/>            <\/div>\n                <div class=\"info\">\n                            <h3>Sarmad Naim<\/h3>\n                        <p class=\"job-title\">Director, Compliance, UK<\/p>\n            <div class=\"border\"><\/div>\n                            <p class=\"location\">United Kingdom<\/p>\n                        <a href=\"#contact-person\" class=\"link link--deepgray email\">\n                Send email            <\/a>\n                            <a href=\"tel:+442073975480\" class=\"link telephone\">\n                    +44 20 7397 5480                <\/a>\n                                                    <div class=\"socials\">\n                    <a href=\"https:\/\/www.linkedin.com\/in\/sarmad-naim-4371132a\/\" class=\"linkedin\">\n                        <span class=\"screen-reader-text\">LinkedIn<\/span>\n                    <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n            <\/div>\n            <div class=\"button-wrapper\">\n                            <\/div>\n        <\/div>\n    <\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":499,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[42],"expertise":[23,12],"service_category":[79],"class_list":["post-498","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-eu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Will ESG fund labelling requirements kill SFDR? | IQ-EQ Ireland<\/title>\n<meta name=\"description\" content=\"The EU\u2019s Sustainable Finance Disclosure Regulation (SFDR) has been in place for two years now and has created notable gaps in compliance that ESMA is still struggling to fill. The regulator hosted a public hearing in late January 2023 to discuss fund labelling proposals designed to prevent greenwashing and protect investors from funds misrepresented as supporting ESG initiatives. ESMA\u2019s consultation period on fund naming guidelines concluded in February and has already generated a significant amount of reaction from the industry. Sarmad discusses SFDR&#039;s proposed changes and how overly strict fund labelling guidelines could undermine the intent of the regulation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Will ESG fund labelling requirements kill SFDR? | IQ-EQ Ireland\" \/>\n<meta property=\"og:description\" content=\"The EU\u2019s Sustainable Finance Disclosure Regulation (SFDR) has been in place for two years now and has created notable gaps in compliance that ESMA is still struggling to fill. The regulator hosted a public hearing in late January 2023 to discuss fund labelling proposals designed to prevent greenwashing and protect investors from funds misrepresented as supporting ESG initiatives. ESMA\u2019s consultation period on fund naming guidelines concluded in February and has already generated a significant amount of reaction from the industry. Sarmad discusses SFDR&#039;s proposed changes and how overly strict fund labelling guidelines could undermine the intent of the regulation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/\" \/>\n<meta property=\"og:site_name\" content=\"IQ-EQ Ireland\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-02T14:14:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-16T13:12:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1773\" \/>\n\t<meta property=\"og:image:height\" content=\"1182\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"chantelleharvey\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"chantelleharvey\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/\"},\"author\":{\"name\":\"chantelleharvey\",\"@id\":\"https:\/\/iqeq.com\/ie\/#\/schema\/person\/393f39d0fea3dcf3a9a5f42d3ffa8ef7\"},\"headline\":\"Will ESG fund labelling requirements kill SFDR?\",\"datePublished\":\"2023-03-02T14:14:10+00:00\",\"dateModified\":\"2024-08-16T13:12:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/\"},\"wordCount\":7,\"image\":{\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg\",\"keywords\":[\"EU\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/\",\"url\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/\",\"name\":\"Will ESG fund labelling requirements kill SFDR? | IQ-EQ Ireland\",\"isPartOf\":{\"@id\":\"https:\/\/iqeq.com\/ie\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg\",\"datePublished\":\"2023-03-02T14:14:10+00:00\",\"dateModified\":\"2024-08-16T13:12:58+00:00\",\"author\":{\"@id\":\"https:\/\/iqeq.com\/ie\/#\/schema\/person\/393f39d0fea3dcf3a9a5f42d3ffa8ef7\"},\"description\":\"The EU\u2019s Sustainable Finance Disclosure Regulation (SFDR) has been in place for two years now and has created notable gaps in compliance that ESMA is still struggling to fill. The regulator hosted a public hearing in late January 2023 to discuss fund labelling proposals designed to prevent greenwashing and protect investors from funds misrepresented as supporting ESG initiatives. ESMA\u2019s consultation period on fund naming guidelines concluded in February and has already generated a significant amount of reaction from the industry. Sarmad discusses SFDR's proposed changes and how overly strict fund labelling guidelines could undermine the intent of the regulation.\",\"breadcrumb\":{\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#primaryimage\",\"url\":\"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg\",\"contentUrl\":\"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg\",\"width\":1773,\"height\":1182},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/iqeq.com\/ie\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Will ESG fund labelling requirements kill SFDR?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/iqeq.com\/ie\/#website\",\"url\":\"https:\/\/iqeq.com\/ie\/\",\"name\":\"IQ-EQ Ireland\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/iqeq.com\/ie\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/iqeq.com\/ie\/#\/schema\/person\/393f39d0fea3dcf3a9a5f42d3ffa8ef7\",\"name\":\"chantelleharvey\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/iqeq.com\/ie\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6f3edcd14663aca39f17972735631bdd6eee061ee2f963441daef02c9c01bedb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6f3edcd14663aca39f17972735631bdd6eee061ee2f963441daef02c9c01bedb?s=96&d=mm&r=g\",\"caption\":\"chantelleharvey\"},\"url\":\"https:\/\/iqeq.com\/ie\/insights\/author\/chantelleharvey\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Will ESG fund labelling requirements kill SFDR? | IQ-EQ Ireland","description":"The EU\u2019s Sustainable Finance Disclosure Regulation (SFDR) has been in place for two years now and has created notable gaps in compliance that ESMA is still struggling to fill. The regulator hosted a public hearing in late January 2023 to discuss fund labelling proposals designed to prevent greenwashing and protect investors from funds misrepresented as supporting ESG initiatives. ESMA\u2019s consultation period on fund naming guidelines concluded in February and has already generated a significant amount of reaction from the industry. Sarmad discusses SFDR's proposed changes and how overly strict fund labelling guidelines could undermine the intent of the regulation.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/","og_locale":"en_US","og_type":"article","og_title":"Will ESG fund labelling requirements kill SFDR? | IQ-EQ Ireland","og_description":"The EU\u2019s Sustainable Finance Disclosure Regulation (SFDR) has been in place for two years now and has created notable gaps in compliance that ESMA is still struggling to fill. The regulator hosted a public hearing in late January 2023 to discuss fund labelling proposals designed to prevent greenwashing and protect investors from funds misrepresented as supporting ESG initiatives. ESMA\u2019s consultation period on fund naming guidelines concluded in February and has already generated a significant amount of reaction from the industry. Sarmad discusses SFDR's proposed changes and how overly strict fund labelling guidelines could undermine the intent of the regulation.","og_url":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/","og_site_name":"IQ-EQ Ireland","article_published_time":"2023-03-02T14:14:10+00:00","article_modified_time":"2024-08-16T13:12:58+00:00","og_image":[{"width":1773,"height":1182,"url":"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg","type":"image\/jpeg"}],"author":"chantelleharvey","twitter_card":"summary_large_image","twitter_misc":{"Written by":"chantelleharvey","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#article","isPartOf":{"@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/"},"author":{"name":"chantelleharvey","@id":"https:\/\/iqeq.com\/ie\/#\/schema\/person\/393f39d0fea3dcf3a9a5f42d3ffa8ef7"},"headline":"Will ESG fund labelling requirements kill SFDR?","datePublished":"2023-03-02T14:14:10+00:00","dateModified":"2024-08-16T13:12:58+00:00","mainEntityOfPage":{"@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/"},"wordCount":7,"image":{"@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#primaryimage"},"thumbnailUrl":"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg","keywords":["EU"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/","url":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/","name":"Will ESG fund labelling requirements kill SFDR? | IQ-EQ Ireland","isPartOf":{"@id":"https:\/\/iqeq.com\/ie\/#website"},"primaryImageOfPage":{"@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#primaryimage"},"image":{"@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#primaryimage"},"thumbnailUrl":"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg","datePublished":"2023-03-02T14:14:10+00:00","dateModified":"2024-08-16T13:12:58+00:00","author":{"@id":"https:\/\/iqeq.com\/ie\/#\/schema\/person\/393f39d0fea3dcf3a9a5f42d3ffa8ef7"},"description":"The EU\u2019s Sustainable Finance Disclosure Regulation (SFDR) has been in place for two years now and has created notable gaps in compliance that ESMA is still struggling to fill. The regulator hosted a public hearing in late January 2023 to discuss fund labelling proposals designed to prevent greenwashing and protect investors from funds misrepresented as supporting ESG initiatives. ESMA\u2019s consultation period on fund naming guidelines concluded in February and has already generated a significant amount of reaction from the industry. Sarmad discusses SFDR's proposed changes and how overly strict fund labelling guidelines could undermine the intent of the regulation.","breadcrumb":{"@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#primaryimage","url":"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg","contentUrl":"https:\/\/iqeq.com\/ie\/wp-content\/uploads\/sites\/16\/2024\/08\/drought.jpg","width":1773,"height":1182},{"@type":"BreadcrumbList","@id":"https:\/\/iqeq.com\/ie\/insights\/will-esg-fund-labelling-requirements-kill-sfdr\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/iqeq.com\/ie\/"},{"@type":"ListItem","position":2,"name":"Will ESG fund labelling requirements kill SFDR?"}]},{"@type":"WebSite","@id":"https:\/\/iqeq.com\/ie\/#website","url":"https:\/\/iqeq.com\/ie\/","name":"IQ-EQ Ireland","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/iqeq.com\/ie\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/iqeq.com\/ie\/#\/schema\/person\/393f39d0fea3dcf3a9a5f42d3ffa8ef7","name":"chantelleharvey","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/iqeq.com\/ie\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6f3edcd14663aca39f17972735631bdd6eee061ee2f963441daef02c9c01bedb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6f3edcd14663aca39f17972735631bdd6eee061ee2f963441daef02c9c01bedb?s=96&d=mm&r=g","caption":"chantelleharvey"},"url":"https:\/\/iqeq.com\/ie\/insights\/author\/chantelleharvey\/"}]}},"_links":{"self":[{"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/posts\/498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/comments?post=498"}],"version-history":[{"count":0,"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/posts\/498\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/media\/499"}],"wp:attachment":[{"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/media?parent=498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/categories?post=498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/tags?post=498"},{"taxonomy":"expertise","embeddable":true,"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/expertise?post=498"},{"taxonomy":"service_category","embeddable":true,"href":"https:\/\/iqeq.com\/ie\/wp-json\/wp\/v2\/service_category?post=498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}