{"id":1078,"date":"2025-09-10T10:27:22","date_gmt":"2025-09-10T10:27:22","guid":{"rendered":"https:\/\/iqeq.com\/gg\/expertise\/an-introduction-to-islamic-finance\/"},"modified":"2025-09-12T13:49:54","modified_gmt":"2025-09-12T13:49:54","slug":"an-introduction-to-islamic-finance","status":"publish","type":"expertise_pt","link":"https:\/\/iqeq.com\/gg\/expertise\/an-introduction-to-islamic-finance\/","title":{"rendered":"An introduction to Islamic finance\u00a0"},"content":{"rendered":"<section class=\"text-block standard-spacing  \">    <div class=\"container fade-in\">\n        <p><span data-contrast=\"auto\">Islamic finance is a way of performing financial and banking transactions while respecting Islamic or \u2018Sharia\u2019 law, which is derived from both the Qur\u2019an and the rulings of Islamic scholars. In recent years, the global financial market has witnessed an increased appetite for Sharia-compliant investment structures and financial products have become increasingly sophisticated as a result.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">There are numerous techniques to achieve Sharia-compliant investments, all of which have at their core an interest-free component. In many cases, the goal is to allow Sharia investors to indirectly invest into a traditional\/Western target fund (e.g. real estate or private equity) in a manner that complies with Sharia principles while also treating the investor, from an economic perspective, as if they were a direct investor in the fund.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">In our new factsheet, we provide an illustrative case study example of how such a structure can work. We also dive into how a commodity Murabaha agreement works, as well as highlighting a number of other important considerations. Click below to view and download our factsheet:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><a class=\"btn btn--purple\" href=\"https:\/\/iqeq.com\/wp-content\/uploads\/2025\/09\/0137_An-Introduction-to-islamic-Finance_Factsheet_FA4-2.pdf\">Introduction to Islamic finance<\/a><\/p>\n<p><span data-contrast=\"auto\">If you\u2019d like to know more about our specialist Islamic finance expertise and support for Sharia-compliant structures, please contact our expert team today:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n            <\/div>\n<\/section>\n\n    <section class=\"related-section related-section--people related-section--centered standard-spacing\">\n        <div class=\"container\">\n                            <h2>Key contacts<\/h2>\n                        <div class=\"cards row-load\">\n                    <div class=\"person-card\">\n                    <a href=\"https:\/\/iqeq.com\/people\/mirek-gruna\/\" class=\"bg-img lozad normal\">\n                <img width=\"290\" height=\"192\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" data-src=\"https:\/\/iqeq.com\/gg\/wp-content\/uploads\/2023\/04\/Mirek-Gruna-Grey-Background-290x192.png\" \/>            <\/a>\n            <a href=\"https:\/\/iqeq.com\/people\/mirek-gruna\/\" class=\"bg-img lozad hover\">\n                <img width=\"290\" height=\"192\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" data-src=\"https:\/\/iqeq.com\/gg\/wp-content\/uploads\/2023\/04\/Mirek-Gruna-Green-Background-290x192.png\" \/>            <\/a>\n                <div class=\"info\">\n                            <h3>\n                    <a href=\"https:\/\/iqeq.com\/people\/mirek-gruna\/\">Mirek Gruna<\/a>\n                <\/h3>\n                        <p class=\"job-title\">Regional Chief Commercial Officer, EMEA<\/p>\n            <div class=\"border\"><\/div>\n                            <p class=\"location\">Jersey<\/p>\n                        <a href=\"#contact-person\" class=\"link link--deepgray email\">\n                Send email            <\/a>\n                            <a href=\"tel:+441534714486\" class=\"link telephone\">\n                    +44 1534 714486                <\/a>\n                                        <a href=\"https:\/\/iqeq.com\/people\/mirek-gruna\/\" class=\"link link--deepgray permalink\">\n                    Full profile                <\/a>\n                                        <div class=\"socials\">\n                    <a href=\"https:\/\/www.linkedin.com\/in\/mirek-gruna-0a1a444\" class=\"linkedin\">\n                        <span class=\"screen-reader-text\">LinkedIn<\/span>\n                    <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n    <div class=\"person-card\">\n                    <div class=\"bg-img lozad normal\">\n                <img width=\"290\" height=\"192\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" sizes=\"(max-width: 290px) 100vw, 290px\" data-src=\"https:\/\/iqeq.com\/gg\/wp-content\/uploads\/2023\/04\/Simon-Vautie_Formal-290x192.png\" \/>            <\/div>\n            <div class=\"bg-img lozad hover\">\n                <img width=\"290\" height=\"192\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" sizes=\"(max-width: 290px) 100vw, 290px\" data-src=\"https:\/\/iqeq.com\/gg\/wp-content\/uploads\/2023\/04\/Simon-Vautie_Informal-290x192.png\" \/>            <\/div>\n                <div class=\"info\">\n                            <h3>Simon Morris<\/h3>\n                        <p class=\"job-title\">Director, Funds &amp; Institutional, Jersey<\/p>\n            <div class=\"border\"><\/div>\n                            <p class=\"location\">Jersey<\/p>\n                        <a href=\"#contact-person\" class=\"link link--deepgray email\">\n                Send email            <\/a>\n                            <a href=\"tel:+441534714351\" class=\"link telephone\">\n                     +44 1534 714351                <\/a>\n                                                    <div class=\"socials\">\n                    <a href=\"https:\/\/www.linkedin.com\/in\/simon-morris-b827082a\/\" class=\"linkedin\">\n                        <span class=\"screen-reader-text\">LinkedIn<\/span>\n                    <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n    <div class=\"person-card\">\n                    <div class=\"bg-img lozad normal\">\n                <img width=\"290\" height=\"192\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" data-src=\"https:\/\/iqeq.com\/gg\/wp-content\/uploads\/2023\/04\/Matthew-Brehaut-Formal-Grey-290x192.png\" \/>            <\/div>\n            <div class=\"bg-img lozad hover\">\n                <img width=\"290\" height=\"192\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" data-src=\"https:\/\/iqeq.com\/gg\/wp-content\/uploads\/2023\/04\/Matthew-Brehaut-informal-Green-290x192.png\" \/>            <\/div>\n                <div class=\"info\">\n                            <h3>Matthew Brehaut<\/h3>\n                        <p class=\"job-title\">Director, Funds, Guernsey<\/p>\n            <div class=\"border\"><\/div>\n                            <p class=\"location\">Guernsey<\/p>\n                        <a href=\"#contact-person\" class=\"link link--deepgray email\">\n                Send email            <\/a>\n                            <a href=\"tel:+441481231837\" class=\"link telephone\">\n                     +44 1481 231837                <\/a>\n                                                    <div class=\"socials\">\n                    <a href=\"https:\/\/www.linkedin.com\/in\/matt-brehaut-0bb172262\/\" class=\"linkedin\">\n                        <span class=\"screen-reader-text\">LinkedIn<\/span>\n                    <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n    <div class=\"person-card\">\n                    <div class=\"bg-img lozad normal\">\n                <img width=\"290\" height=\"190\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" sizes=\"(max-width: 290px) 100vw, 290px\" data-src=\"https:\/\/iqeq.com\/gg\/wp-content\/uploads\/2023\/04\/Mark-Lewin1.png\" \/>            <\/div>\n            <div class=\"bg-img lozad hover\">\n                <img width=\"290\" height=\"190\" class=\"attachment-person_card size-person_card lozad\" alt=\"\" sizes=\"(max-width: 290px) 100vw, 290px\" data-src=\"https:\/\/iqeq.com\/gg\/wp-content\/uploads\/2023\/04\/Mark-Lewin.png\" \/>            <\/div>\n                <div class=\"info\">\n                            <h3>Mark Lewin<\/h3>\n                        <p class=\"job-title\">Head of Private Wealth, Isle of Man<\/p>\n            <div class=\"border\"><\/div>\n                            <p class=\"location\">Isle of Man<\/p>\n                        <a href=\"#contact-person\" class=\"link link--deepgray email\">\n                Send email            <\/a>\n                            <a href=\"tel:+441624630777\" class=\"link telephone\">\n                    +44 1624 630777                <\/a>\n                                                    <div class=\"socials\">\n                    <a href=\"https:\/\/www.linkedin.com\/in\/mark-lewin-998b4417\/\" class=\"linkedin\">\n                        <span class=\"screen-reader-text\">LinkedIn<\/span>\n                    <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n            <\/div>\n            <div class=\"button-wrapper\">\n                            <\/div>\n        <\/div>\n    <\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":1079,"menu_order":0,"template":"","expertise":[35],"service_category":[],"class_list":["post-1078","expertise_pt","type-expertise_pt","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>An introduction to Islamic finance\u00a0 | IQ-EQ Guernsey<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iqeq.com\/gg\/expertise\/an-introduction-to-islamic-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"An introduction to Islamic finance\u00a0 | IQ-EQ Guernsey\" \/>\n<meta property=\"og:url\" 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