{"id":1598,"date":"2026-08-10T10:38:14","date_gmt":"2026-08-10T10:38:14","guid":{"rendered":"https:\/\/iqeq.com\/au\/news\/iq-eq-supports-landmark-a15-4-billion-rams-mortgage-portfolio-transaction\/"},"modified":"2026-08-10T10:39:52","modified_gmt":"2026-08-10T10:39:52","slug":"iq-eq-supports-landmark-a15-4-billion-rams-mortgage-portfolio-transaction","status":"publish","type":"news_article","link":"https:\/\/iqeq.com\/au\/news\/iq-eq-supports-landmark-a15-4-billion-rams-mortgage-portfolio-transaction\/","title":{"rendered":"IQ-EQ supports landmark A$15.4 billion RAMS mortgage portfolio transaction"},"content":{"rendered":"<section class=\"text-block standard-spacing  \">    <div class=\"container fade-in\">\n        <h3>IQ-EQ is proud to have supported the <a href=\"https:\/\/www.rns-pdf.londonstockexchange.com\/rns\/9943O_1-2026-8-3.pdf\">successful completion<\/a> of the acquisition of Westpac&#8217;s RAMS mortgage portfolio, a landmark transaction involving approximately A$15.4 billion in residential mortgages and one of the largest mortgage portfolio transfers in the Australian market.<\/h3>\n<p>The portfolio was acquired by a consortium comprising Pepper Money, KKR-managed credit funds and accounts, and PIMCO-managed funds, with Pepper Money servicing the portfolio.<\/p>\n<p>The transaction represents a significant milestone for Australia&#8217;s securitisation and consumer lending market, showcasing the increasing scale and sophistication of portfolio acquisitions and structured finance transactions. It also reflects the growing importance of independent service providers in supporting these increasingly sophisticated financing structures.<\/p>\n<p>IQ-EQ acted as trustee, security trustee, back-up servicer and corporate services provider, supporting the governance, security and operational framework underpinning the transaction.<\/p>\n<p>&#8220;This landmark transaction highlights the critical role of strong governance, operational resilience and trusted partners in delivering complex transactions at scale,\u201d said Nick Procter, IQ-EQ\u2019s Managing Director, Australia and New Zealand. \u201cWe&#8217;re proud to have been part of this significant achievement and would like to congratulate Westpac, Pepper Money, KKR, PIMCO and all parties involved on reaching this important milestone.&#8221;<\/p>\n<p><strong><a href=\"https:\/\/iqeq.com\/services\/securitisation-and-debt-services-in-australia-and-new-zealand\/\">Discover IQ-EQ&#8217;s securitisation and debt services in Australia<\/a><\/strong><\/p>\n            <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":0,"menu_order":0,"template":"","expertise":[22],"service_category":[],"class_list":["post-1598","news_article","type-news_article","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>IQ-EQ supports A$15.4bn RAMS mortgage portfolio transaction<\/title>\n<meta name=\"description\" content=\"IQ-EQ supported the landmark acquisition of Westpac&#039;s RAMS mortgage portfolio, acting as trustee, security trustee, back-up servicer and CSP.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/iqeq.com\/au\/news\/iq-eq-supports-landmark-a15-4-billion-rams-mortgage-portfolio-transaction\/\" \/>\n<meta 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